CBN Automated AML Directive - 10 March 2026
From Regulatory Requirement to Executable Programme
On 10 March 2026, the Central Bank of Nigeria introduced baseline standards for automated AML solutions across regulated institutions in Nigeria. The implication is clear: financial crime controls must now be automated, integrated, and auditable.
For many institutions, this is not a system upgrade, it is a fundamental redesign of AML capability, requiring a credible roadmap, aligned operating model, and disciplined implementation within defined timelines. With the 10 June 2026 roadmap deadline approaching, swift transition is no longer optional; it is a regulatory priority.
What a Successful Response Requires
A compliant response goes beyond technology. It requires alignment across four critical areas:
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Risk-Aligned Design
Clear definition of financial crime risk translated into a proportionate target-state capability. -
Operating Model & Governance
Defined ownership, escalation, and oversight to support accountability and regulatory engagement. -
Controls & Data Integration
Coherent controls supported by reliable, integrated data across systems. -
Structured Implementation
Programme discipline, sequencing, and governance to ensure delivery remains credible and defensible.
How We Support You
We help institutions convert the CBN directive into a structured and executable programme, from free readiness assessment, and roadmap design to implementation oversight, assurance and ongoing support.
Our focus is on ensuring that decisions are made in the right order, and delivery remains aligned to both regulatory expectation and operational reality.
Plug and Play?
"Engage at any stage. Deliver with confidence."
To support institutions responding to the CBN Automated AML directive issued by the Central Bank of Nigeria, we have structured our delivery approach into four modular blocks, each aligned to key stages of the implementation roadmap.
Each block covers the core mini-processes required to move from regulatory interpretation to fully operational AML systems.
Our Plug-and-Play approach allows us to:
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Deliver end-to-end implementation
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Engage at any phase of your programme
This ensure targeted support, speed of execution, and no duplication of effort.
We also remain flexible and adaptive, tailoring support within each block to your specific systems, risks, and regulatory expectations
AML Transformation Diagnostic & Operating Strategy Review
AML Technology & Data Design & Build
Post Implementation & Ongoing Support
Technology Implementation & Testing
Our Delivery Model
We operate a four-pillar, multi-partner model designed for complex AML transformation:
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Financial Crime Advisory – risk, regulation, and control design
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AML Technology Capability – solution selection and implementation
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Programme Delivery Oversight – governance, coordination, execution
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Local Jurisdiction Expertise – Nigerian regulatory and market insight
Why It Works
We combine international regulatory transformation experience with local execution capability to deliver programmes that are:
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structured and realistic
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aligned to regulatory expectations
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executable within required timelines
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defensible under scrutiny